Rate Breakdown

Property taxes in Ramsey County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in Ramsey County

Property taxes in Ramsey County, North Dakota, are determined through a collaborative process involving the County Assessor and local taxing authorities. The process begins with the assessment of your property’s "true and full value," which reflects its estimated market value as of February 1st each year. Once the taxable value is determined—calculated as 50% of the true and full value for residential and commercial properties—the county applies a millage rate.

The millage rate is the tax rate expressed in mills, where one mill equals $1 of tax for every $1,000 of taxable value. Your final tax bill is the result of the total mill rate (the sum of levies from the county, city, school district, and township) multiplied by your property's taxable value. These funds are essential for maintaining public infrastructure, emergency services, and the local school system.

Available Exemptions

North Dakota offers several property tax relief programs designed to assist eligible homeowners in reducing their tax burden. If you qualify, these programs can significantly impact your annual assessment:

• Homestead Credit: Available to seniors (65 and older) and individuals with permanent disabilities who meet specific income requirements. This credit reduces the taxable value of your primary residence.
• Disabled Veteran Credit: Veterans with a service-connected disability rating of 50% or higher may qualify for a reduction in the taxable value of their home, based on their disability percentage.
• Blind Exemption: A specific exemption is available for individuals who are legally blind, providing a reduction in taxable value for their primary residence.

To apply for these exemptions, homeowners must submit the necessary documentation to the Ramsey County Director of Tax Equalization by the annual deadline, typically early in the spring.

Payment Schedule & Deadlines

Property tax bills in Ramsey County are mailed annually, generally by December 26th. To remain in good standing, taxpayers must adhere to the following schedule:

• Full Payment: If you pay your taxes in full by February 15th, you are eligible for a 5% discount on the consolidated tax amount.
• Installment Option: If you choose not to pay in full by the discount deadline, the first half of your taxes is due by March 1st. The second half is due by October 15th.

Failure to meet these deadlines will result in the accrual of interest and penalties. Taxes not paid by the specified dates become delinquent, and unpaid balances may eventually lead to tax liens or foreclosure proceedings on the property.

Appealing Your Assessment

If you believe your property has been incorrectly valued, you have the right to appeal. The process begins at the local Board of Equalization. You must first contact the Ramsey County Assessor’s office to discuss your concerns. If a resolution is not reached, you may formally appeal to your local city or township board. If still dissatisfied, you may proceed to the County Board of Equalization. It is essential to provide evidence, such as recent appraisals or sales data of comparable properties, to support your claim for a valuation adjustment.